Property Damage Insurance Claims…

So you recently filed an insurance claim for the water leak under your kitchen cabinets and you want your insurance company to pay up.  One of the first questions they will ask you is, “who installed your kitchen cabinets and faucet”?  Assuming you used a licensed and insured contractor you wont have anything to worry about.  However, if you used your friend’s brother’s cousin’s husband who owns a truck and a tape measure, but is not licensed and insured, your insurance company may deny your claim.